Terms of Service

1. Parties and Acceptance

These Terms of Service govern access to Valyte's web-based financial data platform. The platform aggregates financial data and analysis for publicly traded securities using large language model technology.

By creating an account or accessing the platform, users represent that they: (a) have read these Terms; (b) are at least 18 years old; (c) have authority to bind their organization if using on its behalf; and (d) comply with applicable laws.

2. Description of the Platform

The platform aggregates data from publicly available sources, including SEC filings (Forms 10-K, 10-Q), to compile financial metrics and analysis. These metrics include estimated net asset value, occupancy rates, rent growth figures, and other operational data.

Content is generated through automated data extraction, proprietary calculation methodologies, and LLM-assisted analysis. The platform is designed to present aggregated data and analysis for informational purposes only. The platform is not a registered investment adviser, broker-dealer, or regulated financial services entity.

3. Not Investment Advice

The company and its representatives are not registered investment advisers or broker-dealers. Users acknowledge that investment decisions based on platform information are made at their own risk and sole discretion. Users are responsible for conducting independent research before investing.

4. LLM-Generated Content and Data Accuracy Disclaimers

4.1 Nature of LLM-Generated Analysis

Platform content uses large language model technology from third-party providers. LLM technology, by its nature, involves probabilistic text generation and automated inference processes that may produce outputs that are incomplete, inaccurate, out-of-date, or otherwise inconsistent with the underlying source data.

4.2 Data Accuracy and Limitations

While the company endeavors to ensure accuracy through validation and periodic human review, users acknowledge:

• Platform content derives from publicly available third-party sources; the company makes no accuracy warranties regarding underlying sources
• LLM-assisted processes are subject to variable error rates depending on metric and data complexity
• Content may not reflect the most current publicly available information; delays may occur between source publication and platform updates
• Calculated metrics represent methodology-based estimates only, not valuations, appraisals, or audited figures
• No warranty exists that the platform is free from computational, data extraction, or LLM-generated inference errors

5. Registration and Account Security

Users registering for accounts agree to: (a) provide accurate, current, complete information; (b) maintain and update registration information; (c) maintain credential confidentiality; (d) notify the company of unauthorized account use; and (e) accept responsibility for all account activities.

The company reserves the right to suspend or terminate accounts at any time for any reason, including suspected Terms violations.

6. Subscription, Fees, and Payment

Access to certain platform features may require subscription fees. Subscription terms, pricing, and payment methods are set at registration. All fees are non-refundable except as expressly stated or required by law. The company reserves the right to modify pricing upon subscriber notice.

7. Intellectual Property

7.1 Company IP

The Platform, including its design, software, underlying technology, compilation methodology, calculation models, and all Platform Content generated by the Company, is the proprietary property of the Company. These are protected by copyright, trade secret, and other intellectual property laws. Users receive only the limited license in Section 7.3.

7.2 Third-Party and Public Data

Data derived from publicly available SEC filings and public sources is not owned by the company. The company's rights extend only to compilation, organization, transformation, and presentation.

7.3 Limited License to Users

Subject to compliance with these Terms, the company grants a limited, non-exclusive, non-transferable, revocable license for personal or internal business use. This license excludes rights to:

• Sublicense, sell, resell, or commercially exploit platform content
• Scrape, crawl, or systematically extract data
• Reproduce, modify, distribute, or create derivative works
• Use content to train or improve machine learning or AI systems
• Use the platform in competition with the company

7.4 User Content

Users grant the company a non-exclusive, royalty-free, perpetual, worldwide license to use, reproduce, modify, and incorporate feedback into the platform without compensation or attribution.

8. Acceptable Use Policy

Users agree not to use the platform to:

• Violate applicable law or regulations, including securities laws
• Engage in market manipulation or securities law violations
• Misrepresent platform content as investment advice or professional output
• Engage in unauthorized data harvesting, scraping, or extraction
• Circumvent technical security measures or access controls
• Upload malicious code, viruses, or harmful content
• Impersonate persons or entities or misrepresent affiliations
• Use the platform for fraudulent, deceptive, or misleading purposes
• Interfere with platform integrity or performance
• Attempt unauthorized access to the platform or related systems

9. Disclaimers and Limitation of Liability

9.1 No Warranties

The company disclaims all warranties including: (a) implied warranties of merchantability, fitness for purpose, and non-infringement; (b) warranties regarding accuracy, completeness, timeliness, or reliability; (c) warranties of uninterrupted, error-free service; and (d) warranties regarding content suitability for any investment purpose.

9.2 Limitation of Liability

The company's total cumulative liability cannot exceed the greater of: (a) total fees paid in the preceding three months, or (b) $100.

9.3 Essential Basis of the Bargain

Users acknowledge that these disclaimers reflect reasonable risk allocation and are essential to the agreement. The company would not provide the platform without these limitations.

10. Indemnification

Users agree to defend, indemnify, and hold harmless the company, affiliates, directors, officers, employees, agents, and licensors from claims, damages, losses, costs, and expenses arising from: (a) platform use; (b) Terms violations; (c) law or regulation violations; (d) investment or financial decisions based on platform content; or (e) third-party claims from platform use.

11. Privacy

The company's handling of personal information is governed by the Privacy Policy, incorporated herein by reference. Using the platform constitutes consent to information collection and use as described in the Privacy Policy.

12. Third-Party Links and Services

The platform may contain links to third-party websites or services. The company does not endorse and is not responsible for third-party content, accuracy, or practices. Third-party service use is at user risk and subject to applicable third-party terms.

13. Modifications to Terms

The company reserves the right to modify these Terms at any time. Material changes are posted on the platform and communicated by email where practicable. Continued platform use after modifications constitutes acceptance. Users disagreeing with modifications must discontinue use.

14. Termination

The company may suspend or terminate platform access at any time with or without notice for any reason, including Terms breaches. Upon termination, all licenses immediately terminate. Sections 3, 4, 7, 9, 10, and 15–17 survive termination.

15. Governing Law and Dispute Resolution

These Terms are governed by Delaware law without regard to conflict-of-laws principles. Disputes unresolved within 30 days go to binding arbitration under American Arbitration Association Commercial Arbitration Rules in New York, New York. The company may seek injunctive relief for intellectual property protection.

Class Action Waiver: Users waive the right to participate in class action litigation or class-wide arbitration against the company.

16. Entire Agreement and Severability

These Terms, the Privacy Policy, and applicable subscription agreements constitute the entire agreement and supersede all prior agreements and understandings. Invalid provisions do not affect the remaining Terms' validity.

17. Contact Information

For questions about these Terms, contact:

Crew Crafts Media, Inc. (d/b/a Valyte) 3200 Kirkwood Highway #1010
Wilmington, DE 19808, United States
support@valytedata.com
valytedata.com